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Other ClearPoint Services Available To You

ClearPoint Offers more than Credit Counseling and Debt Management Programs. All of our financial services are designed and tailored to help achieve financial goals for you and your family.

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Build a Budget

Smart money management begins with building a sensible budget. This monthly budget calculator will give you an objective view of your finances and help you find areas where you can trim expenses to make the most of your income.


Step 1: Monthly Income

Your Monthly Take Home Pay $
Spouse's Monthly Take Home Pay $
(Take Home Pay is Net pay plus any loans automatically deducted from your pay check. Mortgage, Auto, etc.)
Other Monthly Income $
Total Monthly Take Home Pay: $
 


Step 2: Monthly Expenses

Housing
Rent & Mortgage $ 2nd Mortgage $
Condo & Homeowner's Fees $ Home & Renters Insurance $
Property Taxes
(If not in mortgage)		 $ Home Repairs & Maintenance $
Electric & Gas $ Water & Sewer $
Phone & Cell $ Cable & Internet $
Transportation:
Car Payment 1 $ Car Payment 2 $
Monthly Car Insurance $ Gasoline $
Car Maintenance $ Parking/Tolls $
Food and Personal:
Groceries & Households $ Clothing for Family $
Meals Out $ School Lunches $
Barber & Beauty Shop $ Dry Cleaning & Laundry $
Tobacco & Alcohol $ Newspaper & Magazines $
Health and Education:
Health Insurance
(If not in pay)		 $ Prescriptions $
Life Insurance
(If not in pay)		 $ School Supplies $
Student Loan $ College Tuition $
Child Care $ Child Support $
Holidays/Gifts:
Family Gifts $ Employees/Co-workers Gifts $
Decor/Wrapping paper $ Cards/Stamps/Photos $
Travel/Party Foods $ Other $
Other:
Hobbies & Sports $ Pet Care $
Church & Charitable Donation $ Other Expenses $
Monthly Minimum Credit Cards $ Monthly Minimum Store Cards $

Total Monthly Expenses: $


Step 3: Monthly Surplus or Deficit

Total Monthly Income: $
Total Monthly Expenses: $
Monthly Surplus/Deficit(-) : $
 

Start Your Debt Management Program Now.

If a DMP is right for you, you will learn to successfully reduce your debt through:

  • Financial review
  • Budget analysis
  • Action plan
Get Started Now
Or call us today at 877-422-9045
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